In this track, the credit rating is evaluated by the Ministry of Municipal and Rural Affairs and Housing using data from financial statements submitted via the “Qawaem” platform. If statements are missing, a guidance message appears instructing the user to upload the required documents. The establishment is rated based on its financial status, salary payment commitment, and governance mechanisms. Processing takes no more than 15 working days.
25-Feb-2026
A government website registered with the Digital Government Authority.
How to verify
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Official Saudi government website links end with .gov.sa
All official website links of government entities in the Kingdom of Saudi Arabia end with .gov.sa
Government websites use the protocol HTTPS For encryption and security..
Secure government websites in the Kingdom of Saudi Arabia use the HTTPS protocol for encryption.
What is the Regular (Balady) Track?
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